Sterling Risk Advisors
Real Estate - Sterling Risk Advisors - Insurance Brokerage, Risk Management

Real Estate

As a trusted strategic partner focused on premier customer service, Sterling Risk Advisors has extensive experience working with numerous real estate clients representing various aspects of the industry, including apartment owners and managers, real estate investment trusts (REITs), condominium associations, resorts, hotels, developers, appraisers and other associated risks. Our dedicated team of professionals has unique knowledge and understanding of the risk exposures inherent in these industries.

A Solid, Expert Approach to Client Needs

Based upon years of expertise providing risk management strategies that are tailored to each client’s unique situation, Sterling Risk Advisors specializes in designing, placing and monitoring corporate risk management and insurance programs through top-of-the-line insurers. Our clients trust us to help them minimize risk while maximizing value. Each engagement begins with a comprehensive evaluation that is based upon risk management objectives. Following this evaluation, a program is designed around client objectives and funding requirements.

Coverages for Every Need

Sterling has close relationships with a multitude of carriers that provide insurance coverage for risks common to the real estate industry including, but not limited to:

  • Commercial property coverage, including large towers of layered excess policies
  • Business income and extra expense coverage
  • Catastrophic loss coverage for perils such as windstorm, hail, earthquake and flood
  • Machinery breakdown/boiler coverage
  • Commercial general liability and layered umbrella coverages
  • Miscellaneous liability coverages, including aviation, marina and liquor liability
  • Commercial automobile coverage for maintenance and delivery vehicles
  • Workers compensation coverage for employees
  • Crime and fiduciary coverages
  • Professional coverages for REITs and executives including directors and officers, errors and omissions, employment practices liability, and kidnap and ransom

Customized Solutions

Sterling Risk Advisors provides customized insurance solutions, offering unique liability products that suit each client’s needs. In addition to placing insurance for clients, Sterling Risk Advisors offers the following services: 

  • Extensive working knowledge of Section 8 and Section 42 housing issues
  • Detailed loss forecasts
  • Expertise with offshore captives
  • Expertise in developing premium allocations based on client direction and Sterling Risk Advisors’ experience
  • In-depth loss control recommendations and programs

As your trusted strategic partner, Sterling Risk Advisors provides only the best advice and counsel, creating long-term relationships that are mutually beneficial to both parties. Our industry success is founded upon integrity, mutual trust and respect.

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