Sterling Risk Advisors
Wm. John Graham III, CIC - Sterling Risk Advisors - Insurance Brokerage, Risk Management
Wm. Graham III, Principal, Sterling Risk Advisors - Insurance Brokerage, Risk Management

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  • Over 38 years of expertise in the surety bond business
  • Co-founder of Graham-Naylor Agency
  • Past board member of Independent Insurance Agents of Georgia; active participation in numerous agency advisory councils for leading insurance carriers
  • Member of FCCI's Chairman' Club, Amerisure's Partner for Success program and CNA's High Performance Agency program
  • Extensive community involvement with variety of local charitable organizations

Service Expertise

  • Construction
  • Real Estate
  • Surety

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Wm. John Graham III


Mr. Graham started his professional insurance career shortly after graduating from The Georgia Institute of Technology with a Bachelor of Science degree in General Management. As a result of his studies at Georgia Tech, John received an award from The American Marketing Association in his senior year. He established Graham-Naylor Agency, Inc. in 1975, and built a successful and respected independent insurance and surety bonding agency with locations in Marietta and Columbus, Georgia, prior to merging with Sterling Risk Advisors in 2013.

John's insurance industry involvement includes a Certified Insurance Counselor designation, past service as a board member for the Independent Insurance Agents of Georgia, and participation in numerous agency advisory councils for leading insurance carriers - including FCCI Insurance Group, CNA Insurance, Builders Insurance Group, Columbia Insurance Group, and Harleysville Insurance Group. His leadership resulted in membership in FCCI's exclusive Chairman's Club, Partner status in Amerisure Insurance Company's Partner For Success program and inclusion in CNA's High Performance Agency program.

John's expertise is property and casualty insurance for construction related risks, providing solutions and consulting services as a client advocate. He has been a speaker and co-sponsor for construction related professional seminars, guest speaker at Southern Tech's Department of Construction, and contributed as a member in various construction trade groups including The Associated Builders and Contractors, Associated General Contractors, Georgia Highway Contractors Association, and Georgia Utility Contractors Association.

John is an active member of Johnson Ferry Baptist Church in Marietta, and has served on their finance committee. He supports a variety of local charitable organizations including Samaritan's Purse, Right From The Heart Ministries, Must Ministries, Center for Family Resources, Atlanta Community Ministries, and The Georgia Center for Child Advocacy.

Although born in Baltimore, Maryland, he considers himself to be an Atlanta native, having attended Lakeside High School and Georgia Tech in Atlanta, and currently resides in East Cobb County with his wife Cheryl, where they raised 2 daughters, and now enjoy 5 grandchildren as a heritage to his family core values.

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